Legal
Terms of Service
Last updated: 2026. Plain-language terms; using Zortia means you accept them.
Who provides Zortia
Zortia ("we", "us") is an independent product operated from India. By using Zortia you agree to these terms.
Eligibility
You must be at least 18 years old and able to enter a binding contract to use Zortia. If you use Zortia for a company, you confirm you're authorised to accept these terms for it.
Acceptable use
Zortia is for your own business and personal financial tracking. Don't abuse, reverse-engineer, resell, or attempt to breach the service or other users' data.
Subscriptions & billing
Free tier requires no payment. Operator and Allocator are billed monthly or yearly via Dodo Payments, which acts as Merchant of Record and handles payment processing and applicable taxes. Plans renew automatically until cancelled; you keep access through the period you paid for.
Cancellation & refunds
Cancel anytime from your account and keep access until the end of the current billing period. Our guarantee: if your first Wealth Audit doesn't surface a specific move to grow your net worth, your first charge is refunded if you ask within 14 days. Full details are in our Refund Policy.
Not financial advice
Zortia is informational tooling, not financial, investment, tax, or legal advice. Outputs such as your score, valuation range, and runway are estimates based on the data you provide. AI-generated responses (the AI CFO) can be inaccurate or incomplete; verify anything important before acting on it.
Your data & our IP
Your numbers are yours: you keep all rights to the data you connect or enter, and you can export or delete it anytime. The Zortia name, product, design, score methodology, and code are ours; these terms give you a personal, non-transferable right to use the service, not a licence to copy it.
Termination
You may delete your account anytime. We may suspend or terminate accounts that violate these terms, and may modify or discontinue features as the product evolves.
Indemnity
If your breach of these terms, or your misuse of the service, causes a third-party claim against us, you agree to cover the reasonable costs and damages arising from it.
Limitation of liability
The service is provided "as is," without warranties of uninterrupted availability. To the maximum extent permitted by law, we are not liable for indirect or consequential damages, and our total liability for any claim is limited to the amount you paid us in the 12 months before the claim.
Governing law
These terms are governed by the laws of India. The courts of India have jurisdiction. Contact legal@zortia.com with questions.
Changes
We may update these terms as the product evolves; continued use after an update means you accept the revised terms.